Qin Wang
Lloyds TSB Pacific Limited
Hong Kong Branch
Fax,+:852--301-53029
www.lloydstsb.com.hk
Thank you for giving me your time. Please be patient and read my email to you.
I am a staff of Lloyds TSB Group attached in private Banking Services. I am contacting you concerning a customer and, an investment placed under our banks management 3 years ago, I contacted you independently of our investigation and no one is informed of this communication and I would like to intimate you with certain facts that I believe would be of interest to you.
In 2006, the subject matter; ref: bb/tsb/bank/73 came to our bank to engage in business discussions with our Private Banking Services Department. He informed us that he had a financial portfolio of 8.35 million United States Dollars, which he wished to have us turn over on his behalf. I was the officer assigned to his case.
In mid 2007, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in Europe . He directed that I liquidate the funds and had it deposited with a firm in Europe . I informed him that our bank would have to make special arrangements to have this done and in order not to circumvent due process, the bank would have to make a 9.5 % deduction from the funds to cater for banking and statutory charges. He complained about the charges but later came around when I explained to him the complexities of the task he was asking of us. Cash movement across borders has become especially strict since the incidents of 9/11.
He told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had, this transpired around 25th February 2007. In June last year, we got a call from the security firm informing us of the inactivity of that particular portfolio. This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit, and I could not understand why he had not come forward to claim his deposit. I made futile efforts to locate him I immediately passed the task of locating him to the internal investigations department of our bank. Four days later, information started to trickle in, that he was apparently dead.
A person who suited his description was declared dead of a heart attack in Cannes , South of France . We were soon enough able to identify the body and cause of death was confirmed. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private bankin!
g clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; he died in testate.
What I wish to relate to you will smack of unethical practice but I want you to understand something. There is US$ 8,370,000.00 deposited, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as the finance firm, the transaction with our deceased customer concluded when I sent the funds to the firm, all outstanding interactions in relation to the file are just customer services and due process. The finance firm has no single idea of what's the history or nature of the deposit. They are simply awaiting instructions to release the deposit to any party that comes forward. This is the situation. This bank has spent great amounts of money trying to track this man's family; they have investigated for months and have found no family. The investigation has come to an end. My proposal; you share similar details to the late fellow; I am prepared to place you in a position !
to instruct the finance firm to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the money with you in half and no more. That is: I will simply nominate you as the next of kin and have them release the deposit to you. We share the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit. But on the other hand, you with a similar name as the original depositor would easily pass as the beneficiary with the rights to claim. I assure you that I could have the deposit released to you in a few days. I will simply inform our bank of the final closing of the file relating to the customer. I will then officially communicate with the finance company and instruct them to release the deposit to you. With these two things: all is done. The alternative would be for us to have the firm direct the funds to another bank with you as account holder. This way there will be no need for you to think of receiving the money from the firm. We can fine-tune this based on our interactions. I am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that yo!
u do not be vindictive or destructive. If my offer is of no appeal to you, delete this message and forget I ever contacted you.
I am not a criminal and what I do; I do not find against good conscience, this may be hard for you to understand. I am a family man and this is an opportunity to provide them with new opportunities. There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank. I am the only one who knows of this situation, good fortune has blessed you with a name that has planted you into the center of relevance in my life. Let's share the blessing.
If you find yourself able to work with me, contact me through this email account qinwang200@yahoo.com.hk . If you give me positive signals, I will initiate this process towards a conclusion. I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. I repeat, I do not want you contacting me through my official phone lines nor do I want you contacting me through my official email account. Contact me only through this email address. I do not want any direct link between you and me. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Please, again, note I am a family man; I happily married with two kids. I send you this mail not without a measure of fear as to what the consequences might be, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should plan a meeting, soon.
I await your response.
Sincerely,
Qin Wang